A FINTECH, PAYMENTS, AI & TECHNOLOGY PODCAST

Payments talk.
Zero filter.

The bold, funny, refreshingly honest show at the intersection of fintech, payments, and real talk. Hosted by women, made for the whole industry.

The four hosts of Girls Just Wanna Have Funds, The Podcast
The show

An industry that takes itself too seriously, talked about by people who won't.

Founded and hosted by women, built for everyone in payments: ISOs, ISVs, processors, and fintech people of every gender who want war stories, unfiltered commentary, and a real laugh between the lessons.

Mission

To bring humor, insight, and authenticity to the world of payments through candid conversations with experts, sales pros, and fintech innovators. Hosted by women, made for the whole industry.

Vision

To become the leading voice and community hub for the payments industry and, over time, for B2B tech more broadly, bringing together the women, men, and mentors shaping the next generation of fintech leaders.

Who's listening

The show is built for the people living this industry:

ISOs ISVs Processors & gateways Fintech founders Payments entrepreneurs Mentors & veterans AI & technology Curious newcomers

Who's in the guest chair

Anyone with a good story. We look for industry relevance, entertainment factor, and a willingness to be candid.

Women executives in payments Male mentors & sponsors ISOs/ISVs with wild stories Sales pros from the trenches VCs & fintech founders Keynote speakers from fintech conferences
The hosts

Women who've closed the deal and lived to tell it.

Women payment professionals behind the mic, with rotating co-hosts and guest hosts pulled straight from the industry.

Illustrated caricature of the four hosts recording an episode
Who's behind the mic Payment professionals first, broadcasters second. Every host has carried a bag, worked a booth, and taken the 11:59pm phone call.
Not a women-only room Male colleagues, mentors, and industry leaders are a core part of the guest lineup. This is a show made by women, for the whole industry.
How episodes run Weekly episodes, 30–45 minutes, scaling to twice a week as the conference circuit keeps a steady pipeline of stories flowing.
The tone Witty, unfiltered, insightful. Hosts play along instead of just asking questions, and the ad-libbed banter stays in the edit.

Gretchen Bender

Co-host, Girls Just Wanna Have Funds.

View LinkedIn

Jenna Padilla

Co-host, Girls Just Wanna Have Funds.

View LinkedIn

Sarah Adams

Co-host, Girls Just Wanna Have Funds.

View LinkedIn

Naomi Mastera

Co-host, Girls Just Wanna Have Funds.

View LinkedIn
Inside the interview

Informative meets entertaining.

Every episode teaches you something real about payments and makes you laugh along the way. If we ever have to choose, humor and honesty win.

FREQUENCYWeekly, scaling to twice a week
LENGTH30–45 minutes
WHERE WE RECORDOn the ground at industry shows and conferences, plus a quarterly studio/Zoom episode for listener stories
TONERaw, honest, funny. Witty and unfiltered above all.
  • 01
    Warm-up first. A quick, funny icebreaker so guests relax and drop the pitch-deck voice.
  • 02
    Fun questions throughout. Lighter prompts break up the hard industry questions instead of waiting for the end.
  • 03
    Hosts play along. Real reactions, ad-libbed banter, and follow-up ribbing stay in.
  • 04
    Bring a story, not talking points. Every guest shares a fun fact and a funny story alongside the industry talk.
  • 05
    Light editing. Laughs, tangents, and a little chaos stay in. Only dead air and off-limits material get cut.
  • 06
    Bonus laughs. Outtakes, bloopers, and the funniest 60 seconds of each episode get clipped for social.
Recurring segments

The bits listeners come back for.

Swipe Right

Hot takes on industry news.

Single Mom in Sales

Juggling career and kid duties.

Chargeback Chronicles

Hilarious and horrifying payment stories.

POS & Sass

Real talk on hard-to-please clients and shady partners.

Fintech Femme of the Week

Spotlight on women leaders in payments.

Mentor Minute

Spotlight on the men and women who shaped hosts' and guests' careers.

ISO Therapy

Airing out the everyday stressors and BS.

On deck

Questions we can't wait to ask.

Themed episodes in the works. Got an answer to one of these? Send it in below.

The Wild West of ISOs

  • Craziest thing you've seen an ISO do to close a deal?
  • Ever had a prospect ghost you after signing the merchant agreement?

Cold Call Confessions

  • Worst cold call opener you've ever used, or received?
  • Ever been caught fake-laughing at a gatekeeper's joke?

POS Doesn't Just Stand for Point of Sale

  • Most pain-in-the-neck merchant vertical you've sold into?
  • Any time a POS system made a sale harder?

Quota Panic

  • That time you almost didn't hit your number. What happened?
  • Ever closed a deal at 11:59pm on the last day of the month?

Merchants Say the Darndest Things

  • Weirdest objection you've ever heard?
  • Ever had a client ask if you could "make their rates go away"?

That One Time in Vegas…

  • Your best (or worst) tradeshow story?
  • Ever signed a merchant because of an open bar?

Pitch Slapped

  • Ever bombed a pitch? What went wrong?
  • What would you tell the version of you who made your first sale?
Get involved

This is a two-way conversation.

The audience is a recurring cast member, not just a listener. Send us your funniest story from payments, sales, or that first job you still can't believe you had. Or pitch a topic, or nominate a guest.

  • Fund$ MailYour funniest or most horrifying story, whether it happened in payments, in sales, or at your very first job. Send it by voice memo, text, or DM for a chance to be read or played on air.
  • Guest nominationsNominate a mentor, a colorful character, or an under-the-radar industry leader you want to hear from.
  • Quarterly Story SpotlightA studio or Zoom episode featuring listener stories. If yours is picked, you're invited on to tell it live.
  • Polls & Ask Us AnythingWeekly polls on our socials help pick upcoming topics and settle debates from the episode.
  • CommunitySwap stories and network with other listeners between episodes.

Send us your story

A story, a topic, or a guest. Payments, sales, first jobs: if it's funny, we want it. We'll format it so you can paste it straight into a LinkedIn DM to the show.

Girls Just Wanna Have Funds poster with sponsor logos

Presented with

Sponsored by NMI NMI logo

$2.86BUS podcast ad revenue in 2025, up 17.6% year over yearIAB / PwC, April 2026
15.8%Share of podcast ad spend from financial services, the largest category2026 podcast statistics
+20MNew US podcast listeners in a single year, the biggest jump on recordEdison Infinite Dial 2026

The Weekly Fund$ Recap

The best clips, quotes, and industry chaos from the week. Coming soon.

Until it launches, follow the show on LinkedIn for new episodes and clips.

Follow on LinkedIn
EDUCATION · PAYMENTS INDUSTRY 101 COMING SOON

From zero to
fluent in payments.

Eleven courses that take you from zero payments knowledge to a credible payments conversation. Courses are in the works and coming soon.

Subscriptions coming soon Preview the courses
  1. 01COMING SOON

    Payments 101

    How the Payments Industry Works

    Core questionWhat actually happens when someone taps, dips, swipes, or enters a card online?

  2. 02COMING SOON

    The Payments Ecosystem

    Who’s Who & Who Does What

    Core questionWhat are issuers, acquirers, processors, card networks, gateways, ISOs, ISVs, PayFacs, and merchants?

  3. 03COMING SOON

    The Transaction Journey

    Authorization to Settlement

    Core questionHow does a $100 payment travel from the customer to the merchant’s bank account?

  4. 04COMING SOON

    ISOs & Merchant Acquiring

    The Business Behind Payments

    Core questionWhat does an ISO do, how does it acquire merchants, and where does it make money?

  5. 05COMING SOON

    ISVs, Embedded Payments & PayFacs

    Core questionWhy are software companies becoming payments companies, and how do embedded payments models work?

  6. 06COMING SOON

    Payment Economics

    Interchange, Fees, Pricing & Residuals

    Core questionWho gets paid on a transaction, how much, and why?

  7. 07COMING SOON

    Merchant Accounts, Underwriting, Risk & Compliance

    Core questionWhat is a MID, why does underwriting exist, and how do PCI, fraud, chargebacks, KYC and risk fit together?

  8. 08COMING SOON

    Payment Technology

    Gateways, APIs, POS & Omnichannel

    Core questionHow do gateways, terminals, tokenization, virtual terminals, APIs and e-commerce integrations connect everything?

  9. 09COMING SOON

    ACH, eCheck & Alternative Payment Methods

    Core questionHow do bank payments differ from cards, and where do ACH/eCheck, wallets and other payment methods fit?

  10. 10COMING SOON

    The Payments Business

    Selling, Building & Competing in Payments

    Core questionHow do ISOs, ISVs, processors and fintechs package solutions, differentiate themselves and grow portfolios?

  11. 11COMING SOON

    Selling to ISVs

    A Playbook for ISOs & Agents

    Core questionHow do you pitch and close software partners?

All 11 courses. Coming soon.

We're building the courses now. When they launch, one subscription will unlock the full Payments Industry 101 track. Follow the podcast on LinkedIn for the launch date.

Subscriptions coming soon